Charge Off Removal
Charge off removal can dramatically improve your credit score. Charge
offs
on a credit report seriously lowers your credit score. With Lexington Law Firm, you can legally
remove charge offs from your credit report. Charge off removal
can be performed legally and effectively.
How does a low credit score affect you? When dealing with most lending institutions, if your score falls below a certain predetermined number, you may only be able to qualify for a loan with a high interest rate.
In contrast, a healthy credit score of 680 or above can help you qualify for low interest rates on home loans and car loans. If you are considered to have a good or excellent credit rating then you can save 10's or 100's of thousands of dollars over the life of your loan.
Your credit score not only has an effect on your mortgage and car loans, but it can influence your credit cards, bank accounts, cell phone usage, and even your employment. It makes sense to ensure that all information is current and completely accurate. It's you who pays for mistakes on your credit reports.
Read more in our informative articles in our Credit Repair Articles. Learn how you can remove charge offs and remove bad debt from your credit report and more. Take a look at our sample Dispute Letter as well, and see how you can start taking control of your credit history today.